Skip to content

Monarch Money

See all your accounts, budgets and goals in one place, with your partner.

PaidiPhoneAndroidWeb

Our verdict

A modern, polished money dashboard that couples can share. Strong in the US; bank connections vary elsewhere.

Good

Clean dashboard of every account
Partner access included
Goals and investments

Not so good

Subscription only
Best bank coverage is in the US

Best for

families

Alternatives to Monarch Money

Copilot MoneyPaid, iPhone, Mac, Web

A beautiful budgeting app for iPhone and Mac that learns your spending.

EmmaFree plan, iPhone, Android, Web

UK-focused money app that finds subscriptions and tracks spending.

SplitwiseFree plan, iPhone, Android, Web

Split bills and shared expenses with housemates, partners and friends.

YNABPaid, iPhone, Android, Web

Zero-based budgeting: give every pound or dollar a job.