2
Cleo AI
Free download; paid upgrades in the app
AI money assistant for budgeting, saving and cash advances.
Free planiPhone
At a glance
| App | Price | Platforms | Pick it if |
|---|---|---|---|
| NerdWallet (the app you have) | Free download | Apple | - |
| Copilot Money | Subscription | iPhone, Mac, Web | you need it on Mac and the web |
| Cleo AI | Free download | Apple | you want a close match |
| YNAB | Subscription | iPhone, Android, Web | you need it on Android and the web |
| Albert | Free download | iPhone, Android | you need it on Android |
| Fleur | Free | iPhone, Android | you want it free |
| EveryDollar | Free | iPhone, Android, Web | you need it on Android and the web |
| Lunch Money | $10/month or $100/year | Web, iPhone | you need it on the web |
| Monarch Money | Core: $99.99/year or $14.99/month. Plus tier adds forecasting | iPhone, Android, Web | you need it on Android and the web |
1
Copilot Money
SubscriptionA beautiful budgeting app for iPhone and Mac that learns your spending.
Pick it if you need it on Mac and the web.
PaidiPhoneMacWeb
3
YNAB
Subscription; free trialZero-based budgeting: give every pound or dollar a job.
Pick it if you need it on Android and the web, you want more power-user features and you are sharing it with family.
PaidiPhoneAndroidWeb
4
Albert
Free download; paid upgrades in the app
Money app with budgeting, savings, identity monitoring and an AI money assistant.
Pick it if you need it on Android.
Free planiPhoneAndroid
5
Fleur
Free
Cute, simple budget planner and expense tracker.
Pick it if you want it free and you need it on Android.
FreeiPhoneAndroid
6
EveryDollar
Free; Premium $79.99/year or $17.99/month, 14-day free trial for new users
Ramsey's zero-based budgeting app; free manual budgets, Premium adds bank sync and coaching.
Pick it if you need it on Android and the web, you want it free and you are just starting out.
Free planiPhoneAndroidWeb
7
Lunch Money
$10/month or $100/year; 30-day free trial, no card required
Web budgeting app for multi-currency households, with an iPhone companion app.
Pick it if you need it on the web and you want more power-user features.
PaidWebiPhone
8
Monarch Money
Core: $99.99/year or $14.99/month. Plus tier adds forecasting
Personal finance app that tracks accounts, budgets, investments and net worth, with sharing for partners.
Pick it if you need it on Android and the web and you are sharing it with family.
PaidiPhoneAndroidWeb
We matched these apps to NerdWallet by what they are for, who they suit and where they run, using our research on each app's official website and app store listing. We have not tested them hands-on for this page. Check the price on each app's own site before you buy.