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Alternatives

The best PocketGuard alternatives

Budget app that shows how much is safe to spend after bills, goals and necessities. If it is not working for you, here are 8 apps that do the same job, closest match first.

Built from official pricing pages and app store listings, prices checked 2026-11-01. Not paid to be here.

At a glance

AppPricePlatformsPick it if
PocketGuard (the app you have)Premium $74.99/year, $12.99/month, or $149.99 lifetimeiPhone, Android, Web-
EveryDollarFreeiPhone, Android, Webyou want a free plan to start
Quicken Simplifi$6.99/month billed annuallyiPhone, Android, Webyou want a close match
YNABSubscriptioniPhone, Android, Webyou want more power-user features
Copilot MoneySubscriptioniPhone, Mac, Webyou need it on Mac
AlbertFree downloadiPhone, Androidyou want a free plan to start
Monarch MoneyCore: $99.99/year or $14.99/month. Plus tier adds forecastingiPhone, Android, Webyou are sharing it with family
Cleo AIFree downloadAppleyou want a free plan to start
FleurFreeiPhone, Androidyou want it free
1

EveryDollar

Free; Premium $79.99/year or $17.99/month, 14-day free trial for new users
EveryDollar screenshot from the App Store

Ramsey's zero-based budgeting app; free manual budgets, Premium adds bank sync and coaching.

Pick it if you want a free plan to start.

Free planiPhoneAndroidWeb
3

YNAB

Subscription; free trial

Zero-based budgeting: give every pound or dollar a job.

Pick it if you want more power-user features and you are sharing it with family.

PaidiPhoneAndroidWeb
5

Albert

Free download; paid upgrades in the app
Albert screenshot from the App Store

Money app with budgeting, savings, identity monitoring and an AI money assistant.

Pick it if you want a free plan to start.

Free planiPhoneAndroid
6

Monarch Money

Core: $99.99/year or $14.99/month. Plus tier adds forecasting
Monarch Money screenshot from the App Store

Personal finance app that tracks accounts, budgets, investments and net worth, with sharing for partners.

Pick it if you are sharing it with family and you need it on every device.

PaidiPhoneAndroidWeb
7

Cleo AI

Free download; paid upgrades in the app
Cleo AI screenshot from the App Store

AI money assistant for budgeting, saving and cash advances.

Pick it if you want a free plan to start.

Free planiPhone

We matched these apps to PocketGuard by what they are for, who they suit and where they run, using our research on each app's official website and app store listing. We have not tested them hands-on for this page. Check the price on each app's own site before you buy.

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