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Alternatives

The best Split Pay alternatives

Split big bills into two payments timed to your paychecks. If it is not working for you, here are 5 apps that do the same job, closest match first.

Built from official pricing pages and app store listings, prices checked 2026-11-01. Not paid to be here.

At a glance

AppPricePlatformsPick it if
Split Pay (the app you have)Free downloadiPhone, Android-
SplitwiseFreeiPhone, Android, Webyou need it on the web
FlexFreeiPhone, Androidyou want it free
TricountFree. No ads, no limitsiPhone, Androidyou want it free
ZipFree downloadAppleyou want a close match
DeferitFreeAppleyou want it free
1

Splitwise

Free; Pro subscription

Split bills and shared expenses with housemates, partners and friends.

Pick it if you need it on the web, you want it free and you want something simpler.

Free planiPhoneAndroidWeb
2

Flex

Free
Flex screenshot from the App Store

Split your rent into two payments during the month.

Pick it if you want it free.

FreeiPhoneAndroid
3

Tricount

Free. No ads, no limits
Tricount screenshot from the App Store

Free group expense splitter for trips, shared homes and nights out, with no ads.

Pick it if you want it free and you want something simpler.

FreeiPhoneAndroid
4

Zip

Free download; paid upgrades in the app
Zip screenshot from the App Store

Buy now, pay later in instalments.

Free planiPhone

We matched these apps to Split Pay by what they are for, who they suit and where they run, using our research on each app's official website and app store listing. We have not tested them hands-on for this page. Check the price on each app's own site before you buy.

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