2
Albert
Free download; paid upgrades in the app
Money app with budgeting, savings, identity monitoring and an AI money assistant.
Pick it if you want a free plan to start.
Free planiPhoneAndroid
At a glance
| App | Price | Platforms | Pick it if |
|---|---|---|---|
| YNAB (the app you have) | Subscription | iPhone, Android, Web | - |
| Monarch Money | Core: $99.99/year or $14.99/month. Plus tier adds forecasting | iPhone, Android, Web | you want a close match |
| Albert | Free download | iPhone, Android | you want a free plan to start |
| Goodbudget | Free | iPhone, Android, Web | you want a free plan to start |
| Fleur | Free | iPhone, Android | you want it free |
| Copilot Money | Subscription | iPhone, Mac, Web | you need it on Mac |
| EveryDollar | Free | iPhone, Android, Web | you want a free plan to start |
| PocketGuard | Premium $74.99/year, $12.99/month, or $149.99 lifetime | iPhone, Android, Web | you are just starting out |
| Quicken Simplifi | $6.99/month billed annually | iPhone, Android, Web | you are just starting out |
1
Monarch Money
Core: $99.99/year or $14.99/month. Plus tier adds forecasting
Personal finance app that tracks accounts, budgets, investments and net worth, with sharing for partners.
PaidiPhoneAndroidWeb
3
Goodbudget
Free; Plus about $5.99-$7.99/month or $49.99-$69.99/year
Envelope budgeting app for households, with budgets shared across devices.
Pick it if you want a free plan to start.
Free planiPhoneAndroidWeb
4
Fleur
Free
Cute, simple budget planner and expense tracker.
Pick it if you want it free.
FreeiPhoneAndroid
5
Copilot Money
SubscriptionA beautiful budgeting app for iPhone and Mac that learns your spending.
Pick it if you need it on Mac.
PaidiPhoneMacWeb
6
EveryDollar
Free; Premium $79.99/year or $17.99/month, 14-day free trial for new users
Ramsey's zero-based budgeting app; free manual budgets, Premium adds bank sync and coaching.
Pick it if you want a free plan to start and you are just starting out.
Free planiPhoneAndroidWeb
7
PocketGuard
Premium $74.99/year, $12.99/month, or $149.99 lifetime; 7-day free trial
Budget app that shows how much is safe to spend after bills, goals and necessities.
Pick it if you are just starting out.
PaidiPhoneAndroidWeb
8
Quicken Simplifi
$6.99/month billed annually
Quicken's mobile and web budgeting app with spending plans, savings goals and reports.
Pick it if you are just starting out.
PaidiPhoneAndroidWeb
We matched these apps to YNAB by what they are for, who they suit and where they run, using our research on each app's official website and app store listing. We have not tested them hands-on for this page. Check the price on each app's own site before you buy.